Jacksonville Veterans & Active-Duty Military
No monthly PMI - for the veterans and service members who earned them.
What Is a VA Loan
VA loans are guaranteed by the U.S. Department of Veterans Affairs and offer no monthly mortgage insurance. They are available to eligible veterans, active-duty service members, National Guard and Reserve members, and surviving spouses. Jacksonville is one of Florida's most military-dense metros - home to NAS Jacksonville, Naval Station Mayport, and a large veteran population - so the VA loan is a common choice for local buyers.
Instead of mortgage insurance, VA charges a one-time funding fee that can be rolled into the loan - and it's waived entirely for veterans with a service-connected disability rating. We help you obtain your Certificate of Eligibility (COE) and structures the loan to keep your out-of-pocket at closing as close to zero as possible.
Jacksonville VA Loan Benefits
With full entitlement, the VA imposes no loan limit - you can buy above the Duval County conforming limit of $832,750 if you qualify on income and credit. The one-time VA funding fee replaces monthly mortgage insurance and can be financed into the loan; it is waived for veterans with a service-connected disability rating of 10% or more.
Qualification Requirements
Run Your Numbers
Common Questions
Ready to Move Forward
No obligation. We help you pull your Certificate of Eligibility and structures your VA loan around your goals.