East Lee County · Homesites · New construction

Lehigh Acres
Mortgages

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Lehigh Acres is a large unincorporated community east of Fort Myers, originally platted in the 1950s with tens of thousands of homesites. Many lots are still vacant, so new homes go up every year. It's one of Southwest Florida's most affordable places to buy, which draws first-time buyers and investors.

Serving: Lehigh Acres · Alabama Acres · Westminster · Greenbriar · East Lehigh

Lehigh Acres by the numbers

Median single-family
$380,000
Cape Coral–Fort Myers metro, Aug 2026 (+2.7% year over year)
Median condo / townhouse
$269,000
Cape Coral–Fort Myers metro, Aug 2026
2026 FHA limit
$541,287
Lee County, one unit
2026 conforming limit
$832,750
Above this is a jumbo loan

Median prices: Florida Realtors, August 2026 metro report. These are metro-wide figures, not Lehigh Acres alone. Loan limits: HUD and FHFA.

Lehigh Acres prices run well below the Cape Coral–Fort Myers metro median, so most homes fit easily under Lee County's FHA limit.

What buyers in Lehigh Acres should know

Where buyers look

Homestead and property taxes

File for the homestead exemption with the Lee County Property Appraiser by March 1 of the year after you close. Your bill resets to the new assessed value after a sale, so don't budget on the seller's taxes.

Lee County limits & costsSouthwest Florida regionClosing cost calculator

Nearby: Fort Myers · Cape Coral · Sanibel Island · Bonita Springs · Estero

Common Questions

Lehigh Acres Mortgage FAQ

What is the conforming loan limit in Lehigh Acres / Lee County for 2026? +
The 2026 conforming loan limit for Lee County is $832,750 for a single-family home. Loans above this threshold require a jumbo mortgage.
What is the FHA loan limit in Lehigh Acres / Lee County? +
The 2026 FHA loan limit for a single-family home in Lee County is $541,287. FHA loans offer a low down payment and have flexible credit guidelines; minimum scores vary by lender.
Can I get a mortgage on a home with a well and septic in Lehigh Acres? +
Yes. Most loan programs allow them, but the lender may require water testing and an inspection, and FHA has spacing rules between the well and septic. We tell you what your program needs up front.
Can I buy a lot in Lehigh Acres and build? +
Yes. A construction-to-perm loan can cover the lot, the build and the final mortgage with one closing. You'll need a licensed builder, plans and a budget the appraisal supports.
When do I file for homestead exemption in Lee County? +
File with the Lee County Property Appraiser by March 1 of the year after you close. Your tax bill resets to the new assessed value after a sale, so don't budget on the seller's taxes.

Programs Available in Lehigh Acres

Find Your Loan Type

FHA Loans
A low down payment option with flexible credit; minimum scores vary by lender.
Learn more →
Construction-to-Perm
One loan to build a home and roll into a mortgage when it's done.
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DSCR Loans
Qualify an investment property on its rent instead of your personal income.
Learn more →
Part of Lee County · Southwest Florida · Lending across Florida