Venice
Mortgages

Venice by the numbers

Median prices: Florida Realtors, August 2026 metro report. These are metro-wide figures, not Venice alone. Loan limits: HUD and FHFA.

Most Venice homes fit under Sarasota County's conforming limit. Gulf-front homes on the island and larger homes in newer communities can need jumbo financing.

What buyers in Venice should know

• Storm risk is real here. Hurricane Milton made landfall on Siesta Key, just north of Venice. Roof age, wind mitigation and flood insurance now shape most deals. See Florida property insurance.
• 55+ and HOA communities are common. Lenders count HOA dues, and some communities need their own approval before closing.
• Island condos must pass the lender's condo review, and buildings three stories and up must meet Florida's milestone-inspection and reserve rules.
• New construction nearby in Wellen Park often carries a CDD. See the Wellen Park page.

Where buyers look

• Venice Island: the historic downtown, older homes and Gulf-front condos.
• South Venice: canal homes and older single-family homes south of the Intracoastal.
• Venice Gardens and Jacaranda: established neighborhoods on the mainland.
• Nokomis: just north, with Casey Key and bayfront homes.
• Wellen Park: master-planned new construction to the east.

Homestead and property taxes

File for the homestead exemption with the Sarasota County Property Appraiser by March 1 of the year after you close. Your bill resets to the new assessed value after a sale, so don't budget on the seller's taxes.